Account Enrollment

The Centris Visa Website is provided as a convenient online way for you to access information about your credit card account and is subject to your compliance with the terms of use set forth below including all exhibits hereto.

Please read this Agreement carefully before accessing or using this Website. By accessing or using the site, you agree to be bound by the terms of use set forth below. If you do not wish to be bound by these terms of use, you may not access or use the site. This agreement may be modified at any time, and such modifications shall be effective immediately upon posting of the modified Agreement to this site. You agree to review the Agreement periodically to be aware of such modifications and your continued access or use of the site shall be deemed your conclusive acceptance of the modified Agreement.

Operating Policies

You agree to comply with the Operating Policies set forth herein (as they may be amended from time to time), which are the rules that govern your activity in connection with the site.

To use this Service you will need an Internet-ready computer equipped with Microsoft® Internet Explorer (version 6.0 or higher for both Windows® and Macintosh® operating systems). Your browser must also support 128-bit encryption and be JavaScript™ enabled. You will be able to access your account information on the Centris Visa Website only if you have signed up for this service. To ensure successful sign in with the Service, all the information you provide to us must be accurate, complete, and current. By submitting the Sign In information, you are authorizing us to verify any of the information you provide. Verification of your identity may be achieved through the use of third-party services.

Use of the Site

You understand that, except for information, products or services clearly identified and supplied by the site, the site does not operate, control or endorse any information, products or services on the Internet in any way. You assume total responsibility and risk for your use of the site. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the site. It is not warranted that the site will be uninterrupted or error-free or that defects in the site will be corrected. The site is provided on an "as is, as available" basis.

In no event will Centris Federal Credit Union be liable for (I) any incidental, consequential, or indirect cost arising out of the use of or inability to use the site, or any information, or transactions provided on the site or downloaded or hyperlinked from the site, or (II) any claim attributable to errors, omissions, or other inaccuracies in the site and/or materials or information downloaded through, or hyperlinked from, the site.

Indemnification

You agree to indemnify, defend and hold harmless Centris Federal Credit Union, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the site from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement by you.

Termination

Either party without notice may terminate this Agreement at any time for any reason; provided that you may no longer use the site after you have terminated this Agreement. The provisions of paragraphs 2 (Copyright, Licenses and Idea Submissions), 3 (Use of the site), and 4 (Indemnification) shall survive any termination of this Agreement.

Security

The information required to enroll in this site is necessary to authenticate you as an authorized user of the credit card and safeguards access to your card account information from unauthorized persons. Only information that you voluntarily provide is used. The information you provide to authenticate you as the authorized user and access this site is considered to be personal, confidential and is not shared, provided, or sold to anyone. Information is accepted at this site only through a secure (SSL) connection to the user's browser and is stored in an encrypted format.

You also play a part in keeping your card account secure. Your password provides security and only you know the password to access your card account information contained in this site. Keep your password confidential, secure and do not disclose it to anyone to prevent unauthorized access. Do not leave your computer unattended while accessing your card account information and be sure to log out of the site when you are completed.

Privacy Policy

Maintaining the confidentiality, integrity and security of personal information entrusted to us by customers is of the highest concern. We treat personal information as confidential. When you provide personal information, we believe that you should be aware of our policies to protect the confidentiality of this information.

Substantial precautions are taken in seeking to ensure that our systems are secure and that they meet industry standards, including the application of firewalls and Secure Socket Layer technology for Internet-based systems. When appropriate the employment of encryption technologies, user authentication systems (e.g., login and passwords) and access control mechanisms is used.

Personal information may be used for the purpose of offering or furnishing products and services. In order to provide you with an appropriate level of service for your account or accounts, we may provide, under strict confidence, personal information to firms that assist us in servicing your account or accounts.

We may join with our business partners to provide to you information about our business partners' products and services that we believe may be of interest to you as a result of your relationship with us. We do not share, provide or sell your personal information to any third party that has a link on this site. When you choose to visit any linked site, what information, if any, which you provide to that site or vendor is strictly up to you.